Rating: Within fixed income, ie, bills, notes, bonds or debentures, the ratings are used to measure the creditworthiness of the investor. This solvency concerns that the issuer will pay us the promised interest and in the end we return the borrowed money. To perform the classification using a series of letters: AAA mean maximum solvency and C warns of a high risk of default. Ente these limits there is a series of letters that indicate different degrees of creditworthiness. Investors around the world rely on this rating when deciding to buy this or that issue. It is most often purchased or sold only according to the classification.

Credit Score: Action of analyzing a company’s financial situation in order to establish their ability to cover debts and obligations in the short term or long term. These credit ratings are generally made by specialized firms, domestic or foreign.

Do I need help?
Should I consolidate my debts?

When you are in debt, it seems that no matter how much you owe, it’s too much. It can become overwhelming and you begin to wonder if a program of debt consolidation could help you. Take a minute and ask yourself these questions:

1. Are you struggling to make minimum payments?
2. Are your interest rates rising continuously?
3. Is your debt preventing you from sleeping?

If you answered yes to any of these questions and you feel your bills credit cards are in a spiral out of control, a program of debt consolidation credit card may be the best option for you. Consolidate your debts into one monthly payment low interest rate can save you thousands of dollars and accelerate the repayment of your debts. Furthermore, over a period of time, you can usually improve your credit score because you have made constant monthly payments to your creditors while reducing your debt faster.