I made 2 years ago redeemed for credit, only a house of credit has not canceled my folder following the full repayment of money borrowed. because given the reduced activity therefore pay my spouse I dug back into the 2 revolving credit, today I am again unable to pay its 2 revolving credits which I think now m has placed on file for non payment of installment. by cons I pay each month to buy my credit, I did not dare to contact them later to my new situation. try the internet to make a new application that was denied to me 2 times. my situation is getting worse because I am exposed for over 2 months and my bank will eventually penalize me, do you think I have a solution